Dental Implant Financing Options

Dental Implant Financing Options

Team Dental Implants

If you’ve ever looked into dental implants you probably know that they come at a cost. Dental implants are one of the most expensive dental procedures available, but for good reason. For patients who have one or more teeth that are missing or can’t be saved, dental implants provide the most realistic and naturally functioning replacement option. 

Don’t let the cost of dental implants prevent you from getting the highest quality dental restoration. Financing options provide an avenue for making dental implants affordable for anyone who wants them. 

What Are Dental Implants? 

A dental implant is a titanium post that takes the place of your natural tooth root. It is placed in the bone of your jaw where a tooth used to be. An artificial tooth called a crown can be attached to the implant for a natural look and function. 

Does Insurance Cover Dental Implants? 

Some dental insurance plans cover dental implants, but the vast majority don’t. Dental implants were once considered a cosmetic procedure, but over time as the oral health benefits are realized, insurance providers are beginning to provide coverage. 

Financing Options for Dental Implants 

There are numerous financing options to make dental implants more affordable, such as: 

  • CareCredit. When it comes to financing for medical costs, CareCredit is one of the most popular options. With 0% interest for promotional periods and low interest rates in general, CareCredit provides an ideal financing solution to pay out of pocket costs. 
  • Personal Loans. Another option is to talk to your financial institution (or any lender) about a personal loan. A personal loan can be any amount with a fixed interest rate and a predetermined number of payments. 
  • Credit cards. Any credit card with a high enough limit can be used to pay for dental implants. Many lenders offer 0% for promotional periods to those with good credit. Be careful when choosing cards with variable rates that are subject to change. 
  • HSA and FSA funds. Another option that does not require a credit check is to use the funds from a Health Savings Account or a Flex Spending Account if you have one that accompanies your medical insurance. 

Why Dental Implants Are Worth the Cost 

Dental implants provide the most natural function and appearance possible in a dental prosthetic. Patients who have dental implants state that they feel and work just like their natural teeth, allowing them to eat the foods they love without worrying about damaging their dental work. They also provide a natural looking smile that is undetectable to others. 

Frequently Asked Questions About Dental Implants 

How long does it take to get dental implants?

The process can take anywhere from a few months to a year or more. The length of the process depends on a variety of factors such as the number of dental implants you are receiving and the current state of your oral health. 

How long do dental implants last?

Dental implants can last for 30 years or even a lifetime. When you invest in dental implants you are making a lifelong investment in your oral health. 

Learn More From Hudson Valley Periodontics

If you’re interested in dental implants but you’re not sure if you can afford them, Hudson Valley Periodontics & Implant Dentistry would be happy to discuss payment options with you. As long as dental implants are in your best interest, the cost shouldn’t stand in your way. 

Call 845-623-6666 or contact us today to learn more and schedule an appointment.